Kalogeras Financial
Provides financial and business services to individuals and business.  We provide all of our clients with attentive service no matter how large or small.  The personal and business services we provide are tailored to the unique needs of each client.  Our firm is focused on providing exceptional service to all our clients and we attempt to always exceed client expectation.  We remain on the cutting edge of tax law and financial trends; attending continued education seminars set by PSPA and other governing organizations to maintain the highest quality product possible.  We are well-informed and continually adapt to the ever-changing world of tax law and accounting.

At NMK Financial we pride ourselves on being an exceptionally affordable and valuable resource to all our clients. Our services include every aspect of the financial arena, including payroll services ,accounting, bookkeeping, tax filings, business formations, estates and trusts, tax problems resolution, investments and financial services, real estate and business sales. NMK Financial has the experience, dedication and expertise to assist our clients in ensuring an acceptable bottom line and financial future.

Our Commitment
At Kalogeras Financial we treat our clients with courtesy and integrity.  We strive to uphold the highest ethical standards possible with a commitment to honesty and reliability.  We guarantee efficient and swift tax service.  Our 30 years of experience will ensure optimum results for our valued clients.

Our record
Our consistent record of uncompromising ethics instills confidence and trust.  Our goal has stayed the same for over 30 years; to stay committed to our clients on a professional level that is unmatched.  The depth of our knowledge, years of experience and our total commitment to client satisfaction enables us to deliver the highest degree of professionalism to our clients.

Our firm has intensive focus and dedication on restaurants of all types and small businesses in various industries, to provide accounting, bookkeeping, tax and consulting services. Our principals are especially well versed and experienced in all facets of restaurant operations and procedures. We have numerous long term relationships with many of the top rated restaurants in the Lehigh Valley and surrounding areas. Let our extensive industry knowledge and years of experience in the financial arena go to work for you.

Accounting Software Selection & Implementation

There is no shortage of accounting software solutions for your business. Software as a service (SaaS), cloud computing, and other technological innovations are adding more dimensions to technology decisions. Choosing the right solution that will meet the needs of your business now and in the future while also providing a necessary level of security is crucial. We can analyze the nature of your business and financial transactions, current technology, future business plans and emerging needs to identify and implement a software solution that is flexible enough to grow and change with your business.

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If your business does not currently have accounting staff or if your business is outgrowing its current bookkeeping system, we can provide comprehensive bookkeeping and write-up services to ensure the smooth operation of the financial side of your business. As your business needs grow and change, we can provide input and planning assistance to make sure your accounting and financial systems keep pace with your business needs.

  •  General ledger & financial statements
  •  Bookkeeping ( Monthly/Quarterly/Annual)
  •  Budgets, forecasts and projections

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Business Consulting

As a true business partner, we are available to help you deal with any business problem or opportunity. We stand ready to engage in business consulting projects to help you make the right decisions for the future of your business. Whether you face questions related to expanding, selling or restructuring your business, we have the necessary business acumen and analytical capabilities to help you make the right decisions.

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Business Entity Selection

The business entity—LLP, LLC, sole proprietorship, partnership, corporation, etc.— that you select for your business has enormous financial and tax implications. It is important that you make the right decision. We can explain each choice and its implications. As your business grows and changes, the type of business entity you choose may need to change also.

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Buying or Selling a Business

Few business decisions are more important, complex and potentially business altering than a buy or sell decision. When you are ready to sell your business, we can provide support at every step, including valuing the business, vetting potential buyers, and supporting due diligence. If a buying opportunity presents itself, we can help by providing valuation services, developing negotiation and financing strategies, and managing the due diligence process.

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Estate & Trust Tax Preparation

Estate matters affect everyone. By taking proactive steps today, you can ease the way for your heirs during a very difficult time. We can work with your legal counsel to help you to structure your estate and trusts to minimize taxes and ensure the smooth transition to your heirs. We are available to handle all estate and trust tax-related matters.

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Financial Analysis

When a business is able to undertake strong financial analysis, it opens up new opportunities to improve management, planning and decision making. Financial analysis provides the numbers to support, reject or contemplate a course of action. Prospective analysis can show how situations may evolve under various scenarios, providing a new dimension to decision making. We are ready to provide this type of financial analysis to support the continue prosperity of your business.

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Financial Statements

Financial statements are an important tool for management decision making. Financial statements also represent your business to lenders, partners, potential buyers and other interested parties. We  will work closely with your key personnel to develop and finalize accurate and timely financial statements.

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Insurance Services

  •  Property and Casualty
  •  Home and Auto
  •  Business
  •  Life and Health

We are affiliated with the Pennsylvania Insurance Alliance, with access to 15 plus top rated Insurance Companies. Meritt Insurance Agency can provide all your Insurance needs at very competitive pricing.

Call us for a free no obligation quote.

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Retirement Planning

We offer a number of investment options to meet your specific needs and goals. Along with an array of Health and Life insurance products.

  •  Mutual Funds
  •  Annuities
  •  IRAs
  •  529 College Plans

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IRS Representation

An IRS audit can be an intimidating and complex process. If you or your business face an IRS audit, we can bring to bear years of experience in dealing with tax matters and IRS audit procedures to ensure that you are properly represented when dealing with the IRS and other tax authorities.

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Management Advisory Services

Our Management Advisory Services focus on improving the efficiency and effectiveness of your business and its operations. We  can provide support in business planning, mergers, acquisitions, and other advisory support. Contact our office to learn about the full range of services we provide.

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Notary Public

A notary public can help you to handle various business matters, including witnessing and authenticating document execution and signatures. We offer Notary Public services and are available when you need us.

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Payroll Services

Constantly changing federal, state and local laws and tax regulations make payroll management an ongoing challenge for business owners. Our payroll services professionals are well versed on these laws and regulations. We can proactively alert you to material changes that will affect your business and your employees while also keeping payroll running smoothly no matter how large your business and your employee population become.

We offer payroll services for any business large or small.  Our service is cutting edge; in that we offer on line direct deposit, E- Tax filing payments and the ability to totally customize our service to meet your payroll and reporting needs.

  • Easy to use fax or e-mail service
  • We provide checks ready for signing
  • We Prepare all forms, schedules, w-2’s and tax deposits
  • Prepared in a timely, professional manner
  • We provide year-to-date totals on every check, and reports for every pay period
  • Offer automatic employee paycheck direct-deposit

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Retirement Planning

Retirement planning is critical in these uncertain times. Whether you are developing a retirement plan for yourself or choosing a retirement plan to offer to your employees, we can help you evaluate the available options. Our focus is on helping you to make the choice that is most appropriate for your own financial situation. If you are choosing a retirement plan for your business, we will base our recommendations on the unique characteristics of your business and your employee population, as well as the legal and compliance issues related to each type of plan.

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Sales Tax Services

State and local tax authorities are looking to maximize sales tax collections. We can help you understand and manage your sales tax obligations and prepare sales tax returns in an efficient and timely manner.

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Tax Preparation & Planning

Effective tax preparation and planning can help you to minimize your future tax liability. We can help you proactively manage both your personal and your business tax issues, including understanding how upcoming business opportunities impact your tax status and vice versa. Not all tax planning opportunities are readily apparent. By having us on your team, you are more likely to benefit from those opportunities. We understand how the latest federal, state and local tax legislation and other developments affect you and your business and we are constantly identifying new ways to reduce federal, state or local tax liabilities.

  •  Tax Planning and Return Preparation
  •  Individual, Business and Corporate
  •  Partnerships
  •  Estates, Trusts & Gifts
  •  E-Filing
  •  Not for profit organizations

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Call today to schedule an appointment!